Somebody you know needs money quickly — a hospital bill, a school fee, a roof after a storm. Breadfund is the shortest distance between that and the people who would help if they knew.
You write a few sentences, set an amount and share one link. People give with a card, bank transfer. The money reaches your own bank account, donation by donation, and you keep every naira of it. That is the whole product.
Breadfund takes 2.7% of a donation — and nothing at all from a donation the donor added a tip to, whatever size the tip. That is the whole of what we charge: no fee to start, no monthly charge, nothing to withdraw your own money. The card companies take their own cut because they have to move the money, and we show every figure before anybody pays.
There is no balance to withdraw and no threshold to reach. Each donation goes to your bank account the next working day. The people who need money raised this way usually needed it last week.
Naira and cedis, not converted from dollars. Nigerian bank accounts found from ten digits, because that is how account numbers work here. Suggested amounts that read like real money in Lagos or Accra rather than numbers translated from somewhere else.
No jargon on the buttons, no small print doing the real work, no page that needs a second page to explain it. If a sentence on this site needs a lawyer to read it, it is written wrong.
A fund is checked the moment it publishes, and anyone can report one afterwards. We take down what breaks the rules. We cannot promise every story is true — nobody can — so we say that plainly instead of pretending otherwise.
Funds pay out in Nigeria and Ghana today, in each country's own money. Anybody, anywhere, can give to them. We add a country when payouts are live in it and not before — a country on a list you cannot actually be paid in is worse than a short list.
More on how it works and what it costs.
Start a fund, or give to one.
Free to start. You keep what you raise.